$1,390 Stimulus Payment Arriving in June 2025 – Check If You’re Eligible and When You’ll Be Paid

There’s a new round of stimulus headlines making the rounds, and yes—it’s true. A $1,390 stimulus payment is scheduled to hit bank accounts in June 2025. But here’s the deal: this isn’t new money from a new bill. It’s a second chance for those who missed or underclaimed their 2021 COVID-19 relief payment. If that’s you, the IRS is giving you one final shot to collect what’s yours. But don’t wait too long—June15, 2025, is the last day to file and claim your Recovery Rebate Credit.

Details

This payment is tied to the third round of COVID-era Economic Impact Payments (EIP 3), which was authorized under the American Rescue Plan Act in 2021. Many people missed this payment because of income changes, missed tax filings, or simply not knowing they were eligible.

Here’s a quick table to sum up the key info:

Detail	Information
Payment Amount	Up to $1,390 per eligible individual
Eligibility	U.S. citizens or residents who missed 2021 stimulus
Income Thresholds	Single: $75K, Joint: $150K, Head of Household: $112,500
Claim Deadline	June15, 2025
Filing Method	2021 federal tax return with Recovery Rebate Credit section
Payment Type	Direct deposit or mailed check
IRS Resource	www.irs.gov

Purpose

This $1,390 payment isn’t brand new—it’s the government giving you a chance to claim missed stimulus funds from 2021. If you were left out due to a missed filing or weren’t eligible at the time but became eligible later, this is your opportunity.

Maybe you had a baby in late 2021, or your income dropped due to layoffs. These changes could make you eligible even if you didn’t qualify when the payments were originally sent.

Eligibility

Let’s break down who qualifies:

• Citizenship: U.S. citizen or resident alien in 2021
• Valid SSN: You need a valid Social Security Number for work
• Adjusted Gross Income (AGI):
  • Single: $75,000 or less
  • Married filing jointly: $150,000 or less
  • Head of Household: $112,500 or less
• Not a dependent: You can’t have been claimed by someone else in 2021

If your income was higher, you may still get a partial payment, but it phases out until it hits zero.

Process

Here’s how to get your stimulus:

Step 1

• IRS Notice 1444-C and Letter 6475 (shows what you already got)
• W-2s or 1099s from 2021

Step 2

• Use IRS Form 1040 or 1040-SR

Step 3

• It’s on Line 30 of the form

Step 4

• Use IRS Free File or software like TurboTax or H&R Block

Step 5

• Use the IRS’s Get My Payment tool to see your status

Mistakes

A few common errors could cost you:

• Filing too late (April 15, 2025 is the absolute deadline)
• Using income from the wrong year (only 2021 counts)
• Forgetting to include dependents under 17
• Ignoring Line 30 on your return
• Falling for scam emails or phone calls—IRS won’t contact you that way

Advice

Tax experts say this is one of the most overlooked credits. Here’s what they suggest:

• File electronically for faster processing
• Check IRS announcements for any updates
• Use VITA programs for free tax help if you qualify
• Talk to a tax pro if your 2021 situation was complex

Examples

He was a dependent in 2020, but not in 2021. He earned $20,000 that year. Now, he can file independently and get the $1,390.

Maria and Pedro, married couple

They earned $145,000 jointly in 2021 and had a baby that December. They can now file and receive additional stimulus money for their new child.

Whether you’re a young adult, parent, or someone who slipped through the cracks in 2021, this is your moment to make it right. Don’t let confusion or delay cost you real money. Double-check your records, file smart, and claim what you’re owed.

FAQs